NMLS 1746979 POWERED BY OBSIDIAN FINANCIAL SERVICES NMLS 1425046 CALL 813 203 2301
Bringing Homeownership to Towns Like Yours
Unique mortgage options and local impact for Plant City residents. Discover funding that revitalizes your neighborhood and your future.
Why SparkTown Group Makes Sense for Local Realtors, Businesses, and Residents.
SparkTown Mortgage - Loans That Revitalize Towncenters.
PARTNER And help us grow in plant city!
Unique Pathway to Purchase and Fastrax VOE programs for foreign nationals and low‑document borrowers.
Sparktown Financial returns 10% of each closed loan to the Sparktown Alliance to fund downtown projects and events that make Plant City a destination.
Local partners • Community reinvestment • Realtor-first support
WHY SPARKTOWN
Programs Built for Real Results
Pathway to Purchase and Fastrax VOE make homeownership possible for underserved borrowers while supporting downtown revitalization.
Selective eligibility
Programs designed for applicants with limited credit files, offering alternative credit and income evaluations.
Low‑document options
Fastrax VOE accelerates approvals using verified employment and alternative documentation when traditional files are limited.
VOE Only
Fast approvals using verification-of-employment (Fastrax VOE) so applicants with limited documentation can get approved quickly and move forward.
Pathway to Purchase (Lease‑to‑Own)
Lease-to-own option that helps buyers build purchase readiness through affordable payments and a clear buyout path — designed for local buyers and community reinvestment.
Flexible down payments
Lower required down payments help more buyers qualify sooner and keep supply moving in community markets.
Community reinvestment
10% of closed loan proceeds support Sparktown Alliance projectsevents, storefront grants and nighttime economy initiatives.
SPARKTOWN ALLIANCE
Real Impact.
Community 1st Lending.
Four ways Sparktown programs help buyers and downtown business owners thrive.
Through targeted loan products, local board governance and a 10% reinvestment pledge, Sparktown unlocks purchases that catalyze retail, dining and events.
Realtor-focused support
Dedicated partner reps and co-marketing resources to help you close niche deals.
Visible radiance
10% reinvestment funds visible on local projects: grants, events, storefront upgrades.
All‑day support
Fast answers on underwriting and local program rules to keep transactions moving.
Planet‑kind process
Eco-aware packaging for materials and community-first event funding from Alliance grants.
